Effective date: February 27, 2026

Privacy Policy

This policy explains how Obliged handles information in the app and through support channels.

1. Overview

Obliged is an iOS app for splitting shared expenses and sharing settlement summaries. This policy describes data handling practices for app usage, support, and billing flows.

2. Information we collect

Obliged collects only the information needed to provide core functionality and support. This may include expense entries you create, support email messages you send, and basic usage data for app reliability and performance analytics.

3. How information is used

Data is used to support split and settlement workflows, improve app quality, and respond to support requests.

4. Third-party services and payments

Obliged may use trusted third-party services for analytics and in-app purchases. Subscription and purchase billing is processed by Apple through the App Store. Obliged does not collect or store your payment card details.

5. Data security

Reasonable safeguards are used to protect information. No storage or transmission method is fully secure.

6. Your rights and choices

You can request deletion of personal data that is stored by the service and opt out of non-essential collection where applicable.

7. Policy updates

This policy may be updated over time. When material changes are made, the effective date on this page is revised.

8. Contact

Questions about this policy can be sent to support@obligedapp.com.